Most forms of insurance are designed to protect people from losses. The exception to this is life insurance. The main objective of life insurance is to protect your loved ones and their future. Dying is a part of life, but you can certainly provide for your family long after you’re gone. Its uses are wide ranging, from covering debts to paying for college and wedding expenses. Protect the future plans of your family today.
Life insurance comes in two basic forms. There is term insurance and whole life insurance. Term insurance covers the insured for a specific time period. It is usually in 10, 20 or 30 year terms. It is initially the least expensive form of life insurance, but being less expensive comes with the price of it lasting for only its term.
Whole life insurance is designed to cover the insured for their whole life, hence the name. Whole life insurance can build a cash value that could be beneficial in many of life’s situations and is considered a financial asset. With the fact that this product is designed to last until death there is a significant increase in price.
The Keystone Insurance Group is an independent insurance agency who has the opportunity to search multiple companies for the coverage you need at the price you can afford. We invite you to call our office or request an online quote. When you answer a few questions, we will get to work finding the appropriate coverage. Discover the difference working with an independent insurance agency can make. Contact the Keystone Insurance Group today.